Considering A PayDay Loan? READ THIS FIRST!

Payday loans can be a lifesaver if it’s truly used for an emergency – only you can decide what’s truly an emergency. Most times something comes up; we freak out and instead of thinking things through and finding other alternatives we quickly react and put ourselves in a worst position than we initially started out;…


How To Apply For A Payday Advance or Loan

What exactly is a payday loan? A payday loan is a fast and quick method to get some extra money. In most cases, you can easily get a loan of $500. More…


Consumer Finance Agency Seeks to Broaden Oversight of Auto Loans

The Consumer Financial Protection Bureau wants to extend its authority to include 38 non-bank auto lenders that provided financing to 6.8 million consumers last year. More…


Stressed Borrowers Rattle Resurgent Subprime Lending Industry

A rise in defaults indicates that borrowers with low credit scores may be stretched to the breaking point, which could affect consumer spending and the overall economy. More…


The Pros and Cons of Avoiding Credit Cards

Many younger people are forgoing credit cards, but a downside is that they aren’t establishing a credit history. More…


Late-Payment Rate on US Auto Loans Rose in 2Q

As U.S. sales of cars and trucks have grown this year, so has the late-payment rate on auto loans. More…


U.S. Consumers Turn to Auto Loans at a Record Rate

A record number of U.S. consumers are taking out loans to buy cars, especially those purchasing used vehicles, according to data released on Wednesday. More…