Modification Review Board Wants to Sell Me Advance Fee Loan Modification Help. – Danielle

“Dear Steve, I have been looking into the Making Home Affordable Program. I found some companies offering assistance and asked for call backs. I have also been reading some of what they are allowed to do, not do, offer or not offer. I got a call back today from “the Modification Review Board.” I am…


Is DDS Debt Defense Services a Legal and Legitimate Company? – Martineau.

“Dear Steve, My wife and I are in a difficult financial situation. We ride to file bankruptcy in the past, but that didn’t work out for us, but we consider a debt consolidation or dispute. However we were contacted by the DDS for services, before we sign any agreement with them , we want to…


American Loan Corporation Wants Me to Get a MoneyPak Green Dot Card First.

“Dear Steve, American Loan Corporation is offering me a loan. But they are requiring me to use a Green Dot Money Pak to send money to show I am able to make the payments on the loan. They say the money sent by way of the Money Pak will be refunded Is this a rip…


How Do I Settle My Capital One Judgment? – Karen

“Dear Steve, I have a capitol one judgement against me from 2007. At that time it was 1685 now its 3780 with interest and court costs. I want to settle with a one time payment but they want alot of personnal info to see if I qualify for a discount. Can they charge interest on…


I Was in a Debt Settlement Program and Was Sued by a Creditor and Never Knew It. – Elizabeth

“Dear Steve, I thought I was so close to closing the chapter in my life from the past full of debt. Then I recently learned of something else that came to light as a total shock! I have lived in Michigan for the past 2 years after living in Washington DC for 2.5 years before…


How Do I Begin to Negotiate Debt Settlements With Allied Interstate for Student Loans?

“Dear Steve, Defaulted student loans. 5 in all dating back to 1988. have consolidated before but took out 3 while attending ASU between 2003-2005. I only have borrowed approx. 25,000 total with my student loans. With the consolidations it doesnt show this but says my principle is 42000 and total owed is 72000 with 10000…


We Went With Fast Track Debt Relief, Also Known as Credit Advocates. – Suzanne

“Dear Steve, Awhile back I was doing research for a debt solution program. I found your website and if I’m not mistaken you gave a good review of Fast Track Debt Relief. I was so happy to read this. So I spoke to my husband about it and I called this company and enrolled in…


How to Run a Clean Student Loan Assistance Program

Since I started writing about student loan rescue or assistance programs that look like they take unfair advantage of consumers I’ve heard from some that would like to know what a “legitimate” student loan assistance program actually would look like. You can see the current list of articles on this subject of student loan assistance…


Sallie Mae – Consumer Complaint – February 20, 2013

Consumer Statement: Long story short, I was called a few years back by Sallie Mae to make higher payments on a student loan I co-signed for, since $150.00/mo was taking too long for them. I told them that I couldn’t afford it. I asked if they were refusing my payment and was told that they…


FTC Halts Financial Scam That Targeted Vulnerable Consumers

At the Federal Trade Commission’ request, a federal court has temporarily halted an operation that allegedly used an intricate web of concealment to debit hundreds of thousands of consumers’ bank accounts and bill their credit cards more than $25 million without their consent. The court also froze the defendants’ assets and appointed a receiver to…